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Best Pet Insurance: Health, Life And Dental

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Published: June 11, 2007

Pets bring joy and happiness to many people's lives around the world. In today's busy world, owners often face problems when it comes to taking care of their pets. Bills begin to stack up, pets begin to age, and many will require constant care and medication. As a result, everyday expenses like dental insurance and checkups begin to add up. When emergencies arise or a pet becomes drastically ill costs can skyrocket out of control. Pet health insurance can be a big asset in helping the animal lover control costs for caring for his or her beloved pets.

There are a plethora of agencies available for those in need of pet health insurance, pet life insurance, and pet dental insurance. Choosing the right one can be difficult, but the Internet offers the opportunity to seek out the best pet insurance available for canine and feline friends.

Pet's Best has been providing the best pet insurance for over 25 years. Coverage from Pet's Best features 80% reimbursement for veterinarian bills, and allows pet owners to choose their vet and work with him or her to decide on treatment.

Some other exceptional agencies include the Hartville Group and PetCare Pet Insurance. The Hartville Group is a strategic partner of the ASPCA. Their pet insurance policies range from accident-only to budget to comprehensive long term wellness care. Their plans start as low as 23¢ a day and there is a 30-Day Money Back Guarantee.

PetCare pet insurance allows enrollment as early as 8 weeks and owners can utilize any veterinarian in the United States. Policies range from $50-$200 a year and coverage ranges from comprehensive coverage for chronic conditions to budget for everyday veterinary expenses.

For those in the UK who need coverage for their pets, two of the best available companies online are Tesco and Direct Line. Tesco pet insurance offers coverage for just a few pounds a month and gives a 10% discount to pet owners that buy online. Coverage with Tesco pet insurance is flexible, affordable, and has no age limit for pets. They pay the vet direct and offer advice and support in emergencies and after the death of a pet.

Direct Line also pays the vet direct and offers coverage per condition, so that a pet will always have the best care available at all times. All new customers to Direct Line will receive 20 pounds towards vaccinations. Animal lovers with more than one pet will want to take advantage of the 10% discount for those who insure more than one pet with Direct Line.

Just as humans need dental work, dental health is important in the happiness and healthiness of one's pets. Not included in many health insurance plans, pet dental health is available separately or in addition to normal health coverage. Embrace Pet Insurance covers dental work like periodontitis and gingivitis as part of their normal pet insurance plans. While Pet's Best doesn't cover dental insurance, annual teeth cleaning is covered through their BestWellness plan which is only an additional $100 per year.

Pet life insurance is often included in normal pet health insurance plans. PetCare covers the death of a pet due to accident or illness. Pet Plan USA also covers the cost of a pet if it dies due to illness or injury during the policy.

With all of these resources available to pet owners, finding the best pet insurance should be possible within a matter of days. Taking control of a pet's health care can be easy and painless, with many plans to fit the average pet owner's budget.


Sources:
Pet's Best Insurance. 2005-2006. 14 May 2007. http://www.petsbest.com/.
PetCare Pet Insurance. 15 May 2007. http://www.petcareinsurance.com/.
Petshealthcare Plan. The Hartville Group. 2006. 13 May 2007. http://www.petshealthplan.com/.
Rieck, Mikael. "Pet Insurance - How to Avoid Large Vet Bills." EzineArticles. 13 May 2007. 15 May 2007. http://ezinearticles.com/?Pet-Insurance---How-to-A void-Large-Vet-Bills&id=562971.
Tobiassen-Crosby, Janet. "Pet Health Insurance." About: Veterinary Medicine. 2007. About, Inc. 14 May 2007. http://vetmedicine.about.com/cs/insuranceinfo/a/pe thealthinsura.htm.
Pet Insurance: The Benefits. Tesco. 2005. Tesco Personal Finance Limited. 13 May 2007.
http://www.tescofinance.com/personal/finance/ins urance/petins/benefits.html
Welcome. Direct Line Pet Insurance. 1999-2007. RBS Insurance Services Ltd. 15 May 2007.
http://www.directline.com/pet/welcome.htm
Dawson, Charla. "Pet Health Insurance Companies." Suite 101.com. 5 Mar. 2007. 15 May 2007.
http://petcare.suite101.com/article.cfm/pet_heal th_insurance_companies

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